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Discover PSECU: Digital-First Banking with a Human Touch

PSECU is a member-owned, not-for-profit credit union that offers digital-first banking solutions designed to empower individuals in managing their finances. Established in 1934, PSECU provides competitive rates on loans and deposits, along with exceptional member service. With a focus on innovation and member satisfaction, PSECU enables members to achieve their financial goals through a range of banking products and services.

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FAQs

What services does PSECU offer?

PSECU offers a variety of services including checking and savings accounts, loans (auto, personal, mortgages), credit cards, and investment options such as certificates and IRAs.

How does PSECU differ from traditional banks?

PSECU operates as a not-for-profit credit union, meaning it is member-owned and focuses on providing lower fees and better rates compared to traditional banks.

What are the benefits of becoming a PSECU member?

Members benefit from competitive rates, fewer fees, excellent customer support, and access to exclusive offers and financial education resources.

Is there a minimum balance requirement for PSECU accounts?

PSECU offers a free checking account with no minimum balance requirement, allowing members to access their money without incurring monthly service fees.

What is digital-first banking?

Digital-first banking at PSECU refers to their emphasis on providing convenient online and mobile banking services, enabling members to manage their finances anytime and from anywhere.

Q: How often does Psecu experience outages?

A: Major outages are rare, occurring only a few times a year. Minor issues can happen more frequently.

Q: How long do Psecu outages typically last?

A: Most outages are resolved within a few hours. Extended outages lasting more than a day are extremely rare.

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